Start with what you need
Three doors in. Behind each one: the same patient explanation and a comparison across major carriers.
For You & Your Family
Marketplace and private plans for individuals and families — with your subsidy checked before you pay a dollar more than you should.
Explore health plansFor Your Business
Group health for teams of 2–50. Benefits your people will actually use, at rates your business can carry.
Explore group healthTurning 65 / Medicare
Parts A through D, Advantage vs. Medigap, enrollment windows — explained patiently, in plain English.
Explore MedicareAlso here when you need it: Life Insurance · Homeowners · Business & Commercial · Supplemental & Catastrophic
Three steps, zero pressure
Our service is free to you: when you enroll, the carrier pays us. You never pay extra for using a broker — and we'd rather say that out loud.
Two minutes — by form, call or text. Household, ZIP, and what matters most to you.
Plans from Aetna to UnitedHealthcare, side by side, with your subsidy eligibility checked.
We handle the paperwork and stay your broker all year — renewals, claims questions, changes.
Independent means we compare them all — and recommend what fits you, not a carrier.
The reviews say it plainer than we can
“I'm a single mother and a 1099 contract healthcare provider. I was paying $700 per month thru a small group health consortium. Matt helped me get on the federal marketplace and find a great health insurance plan for under $100 per month. Truly a lifesaver.”
“I'm a small business owner and don't have an HR department. Matt and the folks at BBS Insurance assisted me thru the entire process and made the transition on my benefits package seamless. I'd work with them 100x over. They are the experts.”
“Matt and his team have been excellent at helping me and my family get the best health insurance for our needs. When my daughter's policy was going to be increasing by almost double they reached out to me to see if there would be a better option for her. They are all really good at what they do.”
Two real offices, with real people in them
Proudly serving the Kansas City metro on both sides of the state line — from the Burlington Street storefront five minutes north of downtown, and from Lawson.
(816) 205-7066 · Directions (opens in a new tab)500 Cates St, Lawson, MO 64062
(816) 205-4664 · Directions (opens in a new tab)Mon–Fri, 9:00 AM – 5:00 PM
Learn it before you buy it
Plain-English guides, updated for every enrollment season.
Open Enrollment, explained
The evergreen guide to the Nov 1 – Jan 15 window — dates, subsidies, and what to have ready.
ReadTop 10 questions to ask your health insurance broker
What to ask before you trust anyone with your coverage — including how brokers get paid.
ReadHealth insurance in Missouri: the complete guide
Marketplace, private and safety-net options for Missourians, in one plain-English walkthrough.
Read